| Example: An adult day care facility had an outbreak of the Norwalk virus. The specialized clean up alone resulted in a bill of approximately $290,000. This amount did not include lost revenue or the much needed public relations work that followed. |
Bluewater Solutions, LLC
Outbreak Extra Expense Coverage
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Outbreak Extra Expense Coverage
e Title
The economic impact of contagion outbreaks is increasing at a time of greater population
interaction:
* MRSA * Bubonic Plague (Los Angeles, April 2006)
* H1N1 (“Swine flu”) 2009 * H5N1 (”Bird flu”)
* SARS * Legionnaires
* Meningitis * E-coli
* Salmonella * Norwalk Virus
* Viruses, bacteria, mold * Workplace violence
Will your current insurance provide you with sufficient coverage?
Most standard property and business insurance policies do not respond to forced closures
due to contagion outbreaks or workplace violence.
Outbreak Extra Expense Coverage provides a per day limit of insurance triggered by a
covered suspension of a business premises by a public health official, caused by a wide
variety of contagions.
(plus applicable surplus lines taxes and fees).
interaction:
* MRSA * Bubonic Plague (Los Angeles, April 2006)
* H1N1 (“Swine flu”) 2009 * H5N1 (”Bird flu”)
* SARS * Legionnaires
* Meningitis * E-coli
* Salmonella * Norwalk Virus
* Viruses, bacteria, mold * Workplace violence
Will your current insurance provide you with sufficient coverage?
Most standard property and business insurance policies do not respond to forced closures
due to contagion outbreaks or workplace violence.
Outbreak Extra Expense Coverage provides a per day limit of insurance triggered by a
covered suspension of a business premises by a public health official, caused by a wide
variety of contagions.
 | It is not Business Interruption coverage, it is extra expense coverage over and above | |
| any other collectible insurance, with policy proceeds to be used at your discretion. | ||
| Limits from $2,500 to $50,000 per day. | |
| Up to 30 days coverage (5 days for workplace violence). | |
| Virginia-domiciled insurance company rated “A” (Excellent) by A.M. Best. | |
| Premiums start at $750 per year per location for a daily limit of $2,500 |
| The Vaccine for Contagion Risk |
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